How to use Cash App with Klarna| 2023 Guide

Klarna is one of the popular Buy Now Pay Later platforms where users can buy products without paying in full upfront. Cash App users might wonder if they can use Cash App Card with Klarna?

Does Klarna accept Cash App? Well, the simple answer to that is No, Klarna doesn’t accept Cash Apps or Cash Card but does that mean Cash App users can not use Klarna? Nope, this is not the end of the world.

Cash App users can use Klarna because there is a great workaround that you can use to use Klarna’s buy now pay later services.

In this article, I am going to explain how can you use Cash App on Klarna.

Let’s dive in…

What is Klarna?

Buy Now Pay Later is becoming very popular among people who love shopping. As the name indicates. It is a service in which you can buy things first and pay later. You will have to pay a small amount upfront and then you can choose to pay in installments.

Klarna is a popular App that operates on the same BNPL concept. There are several other platforms that also offer the same services like Afterpay, Affirm, and QuadPay.

So Cash App users are more than 30 million now and they also want to use Cash Card to buy things on Klarna but does Klarna accepts Cash Card? That’s what Cash App users like me want to find out. And if Klarna doesn’t accept Cash App then Is there any alternative or workaround? Well, there is a workaround.


Buy now pay later infographic


Does Klarna Accept Cash App?


Cash App is no wonder getting its popularity among users. It is simple to use and it facilitates quick payments. Klarna however doesn’t accept Cash App and only accepts payments from bank cards issued in the United States.

You can use your Master Card or VISA to buy things from Klarna. You might also wonder my Cash App card is also a VISA card, why can’t I use my Cash App Card with Klarna? This is because your Cash Card is not a bank card.

A cash App Card is a prepaid card that is linked to your Cash App account and Klarna doesn’t accept any prepaid card as a mode of payment.

Check out the latest 7 Step Guide to Cash App Carding Method 2022

However, there is a way to use your Cash App Card to facilitate your Klarna purchases. There is a workaround that comes in handy.

Cash App restricts its use to integrate with Klarna but you can use your Cash Card with Google Pay which can be used with Klarna to make purchases.

At this point, you might be thinking that I am an iPhone user what about me? Well, iPhone users can also use Apple Wallet as a link to pay on Klarna using Cash App. I will explain that too.

Let’s see how to use Cash Card with Klarna.

How to Indirectly use Cash App with Klarna?

So now we know one thing Klarna is compatible with Google Pay and Google Pay with Cash App Card, so all we need is to trick the system a little bit. Google pay will be the guy dealing at both ends.

Now you have to create a Google Pay account first if you don’t have any. If you have Google pay already you can skip this part.

How to Create Google Pay Account for Klarna?

Creating a Google Pay account is very simple just follow these steps

  1. Download Google Pay on your smartphone
  2. Provide your phone number
  3. Sign in using your Google Account
  4. Follow the on-screen prompts.

You will have to connect your credit or debit card to your Google account.

How to use Cash App Card to Klarna using Google Pay?

We are all set. You will have to connect your Cash Card to Klarna now (Indirectly through Google Pay). You need to have Cash Card for this method to work. If you don’t have a Cash Card you can apply for one. It is free.

Now follow these steps

  1. Launch Google Pay on your smartphone
  2. Tap on “Payment Method
  3. Now click on “Add Card”
  4. Tap on Proceed
  5. Enter your Cash App Card details
  6. Follow the prompts and make sure you entered the correct information.
  7. Finish the process.

Your Cash App Card will be linked to your Google Pay and will now be linked to your Google Wallet. If you make any purchase from Google Pay it will be directly funded by your Cash Card.

Connections are up and running Sir. Now you can use Google Pay as a middle man to buy things on Klarna using your Cash App. All of the funds will be deducted from your Cash App account.

If you don’t have a balance on your Cash Card you will not be able to make payments on Klarna.

Orange Bold Social Media Engagement Chart Instagram Post 1

How to use Cash App Card to Klarna using Apple Wallet?

Now for iOS users, the basic concept remains the same. All we have to do is link Cash Card to Apple Wallet and then every purchase that we make will be funded by Cash App. Here is how you can do it.

  1. Launch Apple Wallet
  2. Tap on the “+” symbol to add a new card
  3. Tap on the “Credit Card or Debit Card”
  4. Enter your Cash Card details or simply take a picture.
  5. Complete all the information to add your Cash Card
  6. Once added you will be able to see your Cash Card on the home screen of your Apple Wallet.

Once linked you can indirectly use Cash App to Klarna. All the funds will be deducted from your Cash App account. You don’t have to add money to Apple Wallet or Google Pay.

What Cards Can I use on Klarna?

You can use VISA, Mastercard, Discover, and Amex on Klarna. Actually, Klarna doesn’t accept prepaid cards. That is the reason you can not use your Cash App Card directly on Klarna.

Cash App Card is not directly linked to any bank account as is only linked to your Cash App Account. Klarna however only takes debit or credit cards issued by the banks.

How Can I Add A Debit/Credit Card to Klarna?

If you are using Klarna App you would like to add a bank card to your account for easy and quick purchases. Here is how you can add a card or a bank account to Klarna.

  1. Open the Klarna app on your device
  2. Go to Settings
  3. Tap on “Purchase & Payment”
  4. Tap on ” Add a Card”
  5. Provide the required account details.

Klarna will allow you to use only one bank account actively. Although you can link multiple cards only one card will be active at a time.

Can I use Klarna Ghost Card on Cash App?

Finally, I gotta say, Yes, you can use the Klarna ghost card on Cash App. As we all know that Cash App supports most prepaid cards. You will not be able to deposit money though. Cash App doesn’t allow deposit money to prepaid cards.

Cash App Klarna

Can I order on Klarna and pay with Cash App?

If you want to pay directly from your Cash App it is not possible, but you can use the indirect method stated above to pay on Klarna by Cash App.

Klarna is very flexible and has multiple payment options you can either choose to pay in 4 installments or in pay in 30 days. You can even choose to pay over a 6 month period.

Once you select your payment mode and time you will be sent an email that contains all the information regarding your purchase. You will also be given the schedule of installments. Once the day comes payments will be automatically deducted from your linked account.


Cash App is a very flexible and popular online payment platform. People use it for everyday purchases. Klarna is one of the popular Buy Now Pay Later platforms that allow customers to pay in installments for their purchases.

As a Cash App user, it is not possible to pay directly to Klarna using Cash App but you can make purchases on Klarna through your Cash App by linking your Cash Card to Google Pay or Apple Wallet.

It is very simple to link your Cash Card to Google Pay and then transfer funds from your Cash App to Klarna using Google pay. It is the same for Apple Wallet.

I hope this article was helpful and this little workaround was useful. Let me know if it worked for you and share your valuable thoughts in the comments below.



Frequently Asked Questions


Does Klarna accept Cash App?

Klarna does not accept Cash App Card. It accepts VISA, Master Card, Discover, and AMEX. Cash Card is a prepaid card and Klarna does not accept prepaid cards.

Does Sezzle accept Cash App?

Unfortunately, you can not use Cash App to make purchases on Sezzle. But You can use a Cash App card to pay installments. You can simply add your Cash Card by going to the payment methods in the Sezzle dashboard. Tap on “Add Debit/Credit Card” to add your Cash App card.

Does Affirm Accept Cash App?

It is not possible to pay with Cash Card on Affirm. As Affirm only accepts payments through debit cards. However, you can indirectly use Cash App to pay on Affirm by transferring the funds from your cash app account to your bank account and then using your debit card on Affirm.

Does Zip (QuadPay) accept Cash App?

Cash App is not supported by Zip. It only accepts credit or debit cards but Cash Card is a prepaid card.