How To Make Money Orders? A Step-By-Step Guide

To make money orders you have to visit the nearest post office, Western Union, MoneyGram, or Retail stores that provide this service. You need to make sure that you have your ID and the exact details of the recipient.

Making money orders is easy, Not many details are required. You can send money to anyone in the world and you don’t even have to have a bank account to send or receive money.

In this article, I will explain everything that you need to know, from how to make money orders to the fees to make money orders at different places.

Let’s dive in…

What is a Money Order?

A money order is a method used to send or receive money. If you have bad credit or you do not have a bank account, you can make money orders to send payment.

Sometimes people do have bank accounts but they do not have funds in the bank account so they use money orders to make payments. None of the money order service providers require you to have a bank account.

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How to Make Money Orders?

If you do not know how to make money orders, follow these steps and you will be able to complete all the processes easily.

Step 1- Locate the Money Order Facility

First of all, you have to find a company which will help you make money orders. You can go to your bank, or the banks that support money orders. You can also make money orders at Walmart, CVS, Credit unions, Western Union, or MoneyGram.

Use the locator on Google maps to find the nearest Money Order facility.

Step 2- Get the Form

Once you are at the money order facility, you will have to the form to make money orders. It is necessary to fill out the form to make money orders.

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how to make money orders form

Step 3- Write down the Recipient’s Information

If you want to make money orders, you need to have all the details of the person that you are sending money to. You will be needing his full name, ID number, Phone Number, etc.

You can also make money orders to businesses. The person whose name is written on the money order form will be the only person who can receive cash. So make sure that the recipient’s information is accurate.

You will have to write the name of the payee on the line that starts with “Pay to the order of”.

Step 4- Write your own information

You are the one who is purchasing the money order, so you will have to provide your own personal details. Write down your full name, ID information as well as contact information under the “Sender”, “Remitter”, or “From” section of the form.

Step 5- Provide your Consumer ID

If you are making money orders to pay your bills, then you will also have to write your consumer ID in the form, to make sure that the money is deposited on your behalf for the services that you have used.

Step 6- Sign the form

Make sure that you sign the form. It is important, because your money orders may get declined if you have not signed your name. Without the signature, the money orders are not official.

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Step 7- Submit the Form and Keep The Receipt

Once the form is filled out, re-check it to avoid any mistakes. Submit the form to the customer service representative at the counter. You will be given a receipt after you pay the cash. This receipt is very important.

This is proof that you have paid the amount for the money order. You can use this receipt to track your money order. You can also get a refund in case you have made a mistake or you want to cancel the money order.

You can also ask the receptionist to help you if you don’t know how to make money orders.

Fee for Money Orders

How to make money orders

How to Make Money Orders at Walmart?

If you don’t want to go to the bank or if you have Walmart or CVS near you, you can also make money orders from there. You have to follow the same procedure to make money orders at Walmart.

The only difference might be in the fee that you will be paying for money orders. Different facilities have different money order processing fees. So it is always better to inquire first.

Another difference between different money order facilities is the sending limit. Some retail stores like CVS have a limit of $500 but at Walmart, you can make money orders of up to $1000.

Can I get a Money Order with a Debit Card?

Yes, you can get money orders through your debit card at locations like Walmart or Western Union. Keep in mind that you can not make money orders with a credit card.

You have to follow the same form-filling procedure, and at the end where you were supposed to pay in cash, just pay with your debit card.

If you want faster and safer payments you might also want to read Cashier’s Check or Money Order?

How to Make Money Orders Online?

When it comes to getting money orders online, things are a little different. There are a few companies that offer this service, but actually what the offer is more like a money transfer.

Money transfer is when you send money from your bank account to the recipient’s account, mobile wallet, or an agent, like Western Union, online.

If you are sending money online through the agent, like MoneyGram or Western Union, The payee can get the money at any of the agent’s locations near him.


Money orders are safe and quicker ways of sending money to businesses or individuals. Money Orders guarantee the payment as it is deposited upfront by the sender.

I am sure you now know the answer to how to make money orders. If you have any questions, ask in the comments section. Share your thoughts and suggestions with us as they are very useful to me as well as others.



Frequently Asked Questions


Is MoneyGram and Money Order the same?

A money order is a method of sending money. You can use money orders to transfer funds and pay your bills. MoneyGram is an agent that provides Money Order services. You can make money orders with MoneyGram.

What is the money order limit?

You can not send unlimited amounts through Money orders as you can with the cashier’s check. Most of the agents limit money order transactions to $1000. Some of the places will only allow you to send $500.

How to track your money order?

Money order tracking is a great feature that you can use to check whether or not your funds have been transferred. It can be done by the tracking number on the receipt that you get after making money orders.