Does Cash App Work Internationally? 2023 Guide

Cash App works great for local P2P payments, I am pretty confident when I make a statement like this. But Does Cash App work Internationally?

Cash App is an online payment platform that you can use to send money to your friends and family, and to me too, Just kidding, but yes, Cash App transfers are easy and seamless. You can send and receive money instantly and there are no payment delays.

In this article, I am going to explain everything that you need to know about Cash App payments both locally and internationally. Does Cash App work internationally? How to send money through Cash App internationally? and what are some alternatives to Cash App for international transactions.

Let’s dive in…

What is Cash App?

Cash App is owned by Square Inc. It is a P2P payment platform that allows its users to make transactions through their mobile app. Cash App has a good, easy-to-use mobile app. When you sign up for Cash App & verify your identity, you also get their own Cash App debit card that you can use to withdraw money from Cash App.

Cash App has more than 37 million active users and the numbers are growing. You can use it to buy things from online merchants and from retail stores. Pay your bills, receive your paychecks, and much more.

In which Countries does Cash App Operate?

Cash App services can be used in the U.S. and the U.K. Cash App only operates in these two countries for now. However, the benefits of Cash App that the residents of the U.S can enjoy are not completely available to the people of the U.K.

If you are living in the U.S you can apply for a prepaid debit card that Cash App offers and withdraw money at ATMs, you can also pay at stores and get boosts on your Cash App Card.

If you are living in the U.K you will not have access to Cash App Card.

Does Cash App Work Internationally?

The answer to this question is both Yes and No at the same time. I mean it depends on what international means to you. If it is sending money from the U.S. to the U.K. Then the answer is Yes. You can send money internationally through Cash App.

But if by “Does Cash App Work Internationally?”, you mean sending money from the U.S to China, Canada, or any country other than the U.K. The answer is No, Cash App doesn’t work internationally.

Cash App International Payments between the U.S and U.K

Here is what Cash App states on its official page about the payments between Cash App international users. “When you send a payment outside the UK, Cash App will convert the payment from GBP to USD based on the mid-market exchange rate at the time the payment is created and your recipient will receive the funds in USD.”

sign up for cash app internationally

Does Cash App Card Work Internationally?

Cash App Card is a VISA-powered debit card that is provided to a user after the account is verified. You can use this card to pay money at your local Walmart, these are the places from where you can add money to your Cash App card.

Cash Card also allows its users to withdraw money from ATM and here is how you can withdraw money at ATM for free.

Although Cash App card is Visa powered and we all know that Visa operates almost all over the world, Unfortunately, Visa doesn’t support Cash App internationally. So if you are traveling somewhere outside of the U.S and you want to use your VISA Powered Cash Card, forget it, Cash App Card doesn’t work internationally.

It doesn’t mean that it will stay this way, maybe sometime in the future Visa and Square come to an agreement and you may be able to use Cash App Card internationally.

Does Cash App Work in the U.K?

The only country that Cash App works internationally is the U.K. Cash App is U.S based company but recently it started its operations in the U.K too. People in the U.K can now create Cash App accounts too.

If you are living in the U.K you can send money to other Cash App users once you have created your Cash App account.

How to Create Cash App Account Internationally?

The account creation process is the same for both U.S nationals and for international users. Here are the steps to follow

Step 1- Download and Install Cash App

sign up for cash app internationally

Step 2- Launch Cash App

Step 3- Enter an email or phone number to sign up

sign up for cash app internationally

Step 4- Type in the code that you received on your email or phone number, and Tap Next

sign up for cash app internationally

Step 5- Enter your First and Last Name.

sign up for cash app internationally

Step 6- Link your bank account by entering a debit card number.

sign up for cash app internationally

Step 7- Create your $cashtag. If you want to get some ideas, here are some unique $cashtag examples that you can use.

sign up for cash app internationally

Step 8- Invite friends to get $10 each. Skip it if you want. (referral money may be different depending on the latest policies of Cash App)

sign up for cash app internationally

That is it, this is how you can sign up for Cash App internationally.  You can also earn free money on Cash App.

How to Send Money on Cash App Internationally?

If you are living in the U.S and your cousin, relative or girlfriend lives in the U.K, as mine does, You may occasionally want to send money to her, like I do, through Cash App.

These are the steps to send money internationally through Cash App.

1- Launch Cash App

2- Enter the Amount

3- Tap “Pay”

4- Enter the username or phone number

5- Enter the “Purpose” of payment.

6- Tap “Pay”

Your money will be sent to the international user and will be converted to GBP based on the mid-market rates.

Cash App Fee for Sending Money Internationally

I know that the fee is always the main concern. Whether you want to send money to locals or to the international Cash App user. When you send money through Cash App to someone in the U.K, Cash App will convert the money to GBP at the time the payment is received by the user.

According to Cash App, there are no fees to send or request payments with friends in the US.

Does Cash App Work Internationally If I Use VPN?

Well, I would not advise you to do this, but yes, you can use and create an account if you have a VPN. You can set your location to the U.S on the VPN and your Cash App will start working.

Remember that to create an account on Cash App using a VPN you need to have a Bank Account or Debit Card of the U.S otherwise your international cards will be declined, even if they are VISA Powered.

Disclaimer: Information provided here is just for educational purposes, we are not responsible for the actions of uses.

Can you have more than 2 Cash App accounts? Yes, Here’s how.

Does Cash App Work in the U.K?

Cash App Alternatives for Making Payments Internationally.

Now that we know that Cash App does not work internationally. So what can we do? Most of us need to make payments internationally. I buy stuff from Malaysia and China, and I have to make payments too. Cash App doesn’t support international payments so I have to turn to some other platforms.

Here are some of the most reliable payment platforms that I prefer and use for my international payments.

1- N26 for International Payments

You get both a bank account and online banking through N26. You will also get a card that you can use internationally as well as within the U.S. N26 cards are great in a way that you don’t have to pay any fee when you make transactions in a foreign country.

There are no monthly fees and you do not have to keep a minimum balance in your account. N26 Doesn’t charge any overdraft fees.

It is a great option if you are looking for a bank account with very low fees and zero foreign transaction fees. You also get a great mobile banking experience.

2- PayPal

One of the largest payment processing platforms in the world, PayPal. Great security and a convenient way to send and receive money internationally. PayPal supports 26 currencies and has conducted 15. billion transactions in 2020.

There is no fee to send or receive money to friends and family through PayPal if you transfer money from a PayPal balance.

3- Wise

Wise operates in more than 80 countries, you can send your payments through wise with low cost and in less time. You can get your Wise card in more than 50 currencies and you can get paid through wise over 30 countries.

Wow, those are some crazy numbers.

Anyways, there are no monthly fees and no minimum balance requirements with Wise. You can send money to other countries without a fee. There are no hidden fees. That doesn’t mean that there is no fee at all.

At least Wise is transparent about its fee.

If you like making foreign transactions with low and transparent fees, Wise is a great choice, you can also have a linked card to withdraw money.

4- Google Pay

Google is everywhere, it is also helping you to send and receive money. Google is based on NFC payments. You can send and receive money from other Google Pay users, and you can also use it for in-app purchases.

5- OFX for International Payments

With OFX you can send payments to up to 190 countries. It supports more than 50 currencies. You can also make online payments through OFX. However, Credit cards, checks, and cash are not accepted.

OFX is a good option for businesses, online sellers, and individuals who need to fix advance exchange rates.


I hope you got the answer to “Does Cash App work Internationally”. Cash App is a great choice if you want to make local payments. That’s it, it doesn’t operate internationally so it can not be used if you want to make international payments.

You should select another platform if you have to send regular payments internationally.

I hope this article was helpful and it provided all the information that you were looking for, Please share your experience with Cash App and your personal preference of online payment platforms when it comes to international reactions.

Your thoughts and experience are of great importance to me as well as other users who read this blog.



Frequently Asked Questions


Can I use Cash App internationally?

Cash App only works in the U.S and U.K, you can not send payments through Cash App internationally through Cash APp.

Can I use Cash App in the U.K?

Yes, Cash App now operates in the U.K and you can sign up for the Cash App account and start sending money to other online Cash App users. You can also make online purchases and pay in stores through Cash App in the U.K.

How many countries use Cash App?

Cash App currently only operates in two countries U.S and the U.K. If you are in any other country you can not use Cash App and you have to turn to other options.