Let’s say you bought something from eBay and you paid through your Cash App, but you were scammed? Does Cash App have buyer protection? Will you get a refund?
Cash App is a P2P payment platform that is used by millions of people in the U.S, Cash App allows you to pay instantly for your online purchases, with the increase of its popularity, it has become the breeding ground for scammers, so people usually wonder what will happen if they got scammed on Cash App, Will you get your money back?
In this article, I will answer “Does Cash App have any buyer protection?” and how can you claim a refund in case of any scam.
Let’s dive in…
Will Cash App Refund Money If Scammed?
Unfortunately, No. If you got scammed on Cash App, you will not get a refund from the company. Cash App doesn’t refund money to users who got scammed. But there are ways in which Cash App will help you get your money back.
The reason for this is that Cash App treats digital money as hard cash, so if you have given the money to someone, you can only get it back if the person has a change of heart. However, there are some scenarios in which you will get a refund.
Cash App also allows users to cancel the transaction if it is pending. So if you have changed your mind you can easily cancel a Cash App payment before it is too late.
Does Cash App Have Buyer Protection?
If you check the official Cash App website you will find this statement
Since Cash App cannot guarantee a refund if you don’t receive what you pay for, it’s safer to send money over Cash App once you meet the buyer in-person and receive whatever has been promised to you.
This shows that Cash App will try to help the buyers but it does not guarantee a refund. So at first, you should avoid sending payments to unknown people, but if you have bought something from a merchant through Cash App and you did not receive the product that you were shown, you can dispute the payment, and Cash App will help you get a refund for sure.
When Do You Get Cash App Buyer Protection?
Do you not get buyer protection at all? well, that is not true. There are certain cases in which Cash App will help you get your money back if you dispute the payment.
Following are the scenarios in which you can dispute your payment to get buyer protection:
1- Products Not Delivered
If you have bought a product online from a merchant that uses a Cash App business account, and you have not received the product at the delivery date, you can dispute the payment with that merchant.
Cash App will look into the matter and will see if your claims are correct. You will then get a refund.
2- Products Are Different Than The One Promised
Again if a merchant accepts your payment on a business account of Cash App, but you don’t get the product that was shown to you on the website, you can dispute the payment.
The merchants have the choice, to either return you the money or ask Cash App to solve the dispute. If your claims are false you will not get a refund.
3- Faulty Products
If the products that you have received are faulty, you can also get a refund if the merchant doesn’t agree to change them.
Cash App resolves these issues by communicating with both buyer and seller, if you win the case, you will get your money refunded instantly, but if Cash App Team thinks that your claims are not right, you will not get the refund.
How To Apply For Cash App Buyer Protection
You can get Cash App buyer protection if any of the above cases apply to you, here is how you can dispute a Cash App payment to get the buyer protection for Cash App:
- Launch Cash App
- Tap on the “Activity Tab”
- Select the payment that you want to dispute
- Chose “Need Help and Cash Support”
- Tap “Dispute this payment”
Once you dispute a payment, you will be contacted by Cash App Support team, you will then have to explain why you want to apply for Cash App fraud protection.
You will be asked different questions, you will also be asked to provide some visual proof, like pictures of the product that you have ordered and the one that you have received.
Cash App will then sort out your problem with the seller.
What Happens If I Get Scammed On Cash App?
Cash App will always discourage online shopping and payments to unknown sellers. If you found someone on Facebook and he is totally a stranger, Avoid striking a deal with that guy.
Because you got scammed by the person you will not get your money back. You are not protected. P2P payment platforms are as safe as you want them to be. If you stay alert you will not lose money.
So, What happens if you get scammed on Cash App? You lose your money and you can not claim it.
How To Avoid Cash App Scams?
Instead of relying on Cash App Buyer protection, you should try to avoid situations that lead to a potential scam. Instead of asking what happens if I get scammed on Cash App, you should be looking for ways to avoid scams.
Here is how you can avoid Cash App scams:
- Never trust anyone who promises Cash App Money Flip
- Do not share your Cash App credentials with anyone
- Avoid buying things from people you don’t know on social media
- If you get scammed only contact the legit Cash App Support, do not trust people who claim that they will get your money back for a small fee.
- Always keep yourself updated with the latest scams
- Always read the seller’s payment terms before placing an order
Is Cash App Safe?
Yes, Cash App is 100% safe as they protect your data and transactions with 128-bit or more encryption. Everything that you do on Cash App is encrypted for your safety.
Only you can access your Cash App statement and Cash App history, no one, not even Cash App will track your transactions.
Did you know that there has been a Cash App Data Breach?
So, Does Cash App have buyer protection? Yes, for some cases it does give you buyer protection, but the refund is not guaranteed. If you got scammed on Cash App you will probably not get back your money.
I hope this article was informative and now you know how can you get Cash App buyer protection. If you have any questions leave them in the comments section.