Here we will discuss the 5 Cash Advance Apps that work with Cash App somehow. We all need reliable Cash Advance platforms to get some money in the hour of need.
I am using Cash App for a quite a long time now, I usually use Cash App borrow feature but sometimes that money is not enough so I started to explore popular Cash Advance apps like Dave, Chime, Brigit, Cleo, Earnin, Klover, etc. work with Cash App or not.
Here in this article, I will explain Cash App advance apps that work with Cash App, how to link these Cash Advance apps to your Cash App account and what are some key features of these Cash Advance Apps.
Let’s dive in…
What are Cash Advance Apps?
Cash Advance Apps are the apps that give you instant loans against your paycheck. So if you are living a paycheck to paycheck life, these apps may come in handy in times of uncertainty.
You can secure a small loan with no interest (most of the time) to pay your bills on these Cash Advance apps. These apps require you to set up an account with them and get your paycheck deposited directly to the app.
Once you have proved that you have a steady source of income and you receive your paycheck regularly to your Cash Advance App, you will be allowed to borrow the money.
These apps will deduct the money once you receive your paycheck. Check out the best payday loan apps that you can use to borrow a large amount of money.
What is Cash App?
Cash App is a popular digital wallet that is used by millions of people on daily basis to send and receive money. Cash App allows you to make swift online payments.
You can sign up for Cash App easily and you can also apply for a free Cash App debit card which can be used to withdraw funds at ATM and make payments in stores and online.
Cash App also gives you the option to get Cash Advance if you need it, you can borrow up to $200 from Cash App. This money is not that much so it would be great if you know other Cash Advance Apps that work with Cash App to get some extra money.
Keep in mind that not all Cash Advance apps work with Cash App so I will only shortlist the Cash Advance Apps that work with Cash App.
Cash Advance Apps That Work With Cash App
Cash Advance Apps are a cheaper alternative to payday loans and overdraft facilities. Yout loans are mostly not subjected to interest and late fees.
Some of the popular cash advance apps include Dave, Brigit, Cleo, Albert, Earnin, MoneyLion, Klover, etc. However, not all cash advance apps are supported by Cash App.
You get the loan from Cash Advance Apps that work with Cash App against your Payday check. So basically you are getting a small portion of your paycheck earlier.
The money that you will borrow will be deducted the moment you receive your paycheck. In order to get a loan from Cash Advance Apps you must set up a paycheck deposit account with the platform.
So the question here is, Can you get a loan from Cash Advance apps if you are receiving your paycheck on Cash App? Unfortunately, No, you must receive your paycheck directly to the Cash Advance App.
However, it is possible to move funds or loans that you have taken on your Cash Advance Apps to Cash App and then use them according to your needs.
5 Cash Advance Apps That Work With Cash App
These are the 5 Cash Advance Apps that you can use to get payday loans and use with Cash App.
How to Link Cash Advance Apps to Your Cash App Account?
If you plan to make use of the Cash App with these cash advance applications, it would be best to first create a traditional bank account to make a direct deposit. You can then use that bank account (or debit card) to act as an intermediary between the Cash App or cash advance apps to transfer funds between them by securing this traditional bank account with both apps.
This way, you are able to transfer funds between accounts by using your bank account as a bridge.
You can also make use of online-only banks such as Chime and others. that are compatible with certain cash advance applications and you are able to integrate Chime with The Cash App. Chime bank also has its own cash-advance service called Chime spot me.
Another approach to look into is to use the funds of these apps for payday advances on your Cash App it is possible to connect your credit card or the bank account you’ve set up using the cash advance apps such as Dave, MoneyLion, in Cash App. This way, you could transfer the funds you have taken from your Cash App account, or transfer your cash app balance to these advance accounts. This is however creating a direct fintech to technology connection, which may not be the best option, but it does what it is supposed to do.
Let’s examine how to do this with the most popular cash advance apps.
How Does Dave Work With Cash App?
Dave is on of the best Cash Advance Apps that work with Cash App. If you want to use Dave with Cash App you need to first create an account with Dave. Once you have signed up you will be given a free debit card by Dave.
This debit card can then be linked to your Cash App account. This will allow you to transfer funds from Dave to your Cash App account. Here is how you can link Dave to Cash App.
- Launch Cash App
- Tap on Banking Tab
- Tap on Linked Accounts
- Tap on Add a Debit Card
- Enter the Debit Card number that you were given by Dave
- Enter the expiry date and CVV
- Click confirm to link Dave to Cash App
Once you see the confirmation message on the screen, you can easily send money to your Dave account or pull money from Dave to Cash App.
There is one drawback though, you can not instantly transfer funds from Cash App to Dave, You can only make standard deposits from Cash App to Dave which can take up to 5 business days.
With Dave, you can get Cash Advance against your paycheck. Dave works on a subscription model, you will have to pay a $1 monthly subscription fee on Dave to secure a payday loan.
With Dave you can secure up to $250 cash advance, you only have to link a bank account with Dave in which you will get your paycheck deposits.
So Dave is among the best Cash Advance Apps that work with Cash App, You will have to link your debit card that is issued by Dave to Cash App.
Can You Use MoneyLion WIth Cash App?
There are two ways in which MoneyLion works with Cash App. You can either link MoneyLion to Cash App or Cash App to MoneyLion.
MoneyLion is Cash Advance App that works with Cash App very well. You can get up to $250 dollars using MoneyLion. The process is the same though, you will be only able to get this loan if you set up a direct deposit account with MoneyLion.
Unlike Dave, you can deposit money from Cash App to MoneyLion instantly using the “Instant Deposit” option. You might have to pay an extra fee for instant deposits on Cash App.
Sometimes the deposits take a little while before they hit your Cash App or MoneyLion accounts as Fintech to Fintech deposits are a little complicated.
You can link your MoneyLion Debit Card to Cash App by following the same method given above. Once your Debit Card is linked you can use the funds that you have in your MoneyLion account with Cash App.
You can also add you Cash App account to RoarMoney by simply entering your Cash App bank account number and routing number in MoneyLion. This will make Cash App your primary bank account linked to MoneyLion.
Thus the funds that you receive in MoneyLion can be used with Cash App and the funds in Cash App can be used in MoneyLion.
Here is how you can get the Cash App Bank Account number and routing number.
- Launch Cash App
- Tap on Banking Tab
- Under the Balance, you will see Account Number and Routing Number
Keep in mind that these transfers will be standard ACH transfers and will take 1-3 business days.
Among other Cash Advance Apps that work with Cash App, MoneyLion has an edge, you can get up to $250 dollars ahead of your payday, and it works on a membership model. There is no interest charged on the loans that you take on MoneyLion.
You have also the option to link your external bank account with MoneyLion to validate your direct deposits. You need to have an active bank account for at least two months and it should have a positive balance.
Does Earnin Work With Cash App?
Unfortunately, It is not possible to use Earnin with Cash App as It does not support transfers prepaid cards, or prepaid accounts.
Earnin is also a great Cash Advance app but it does not work with Cash App.
Can You Use Chime Spot Me with Cash App?
Yes, This Cash Advance App also works with Cash App, the process is simple, you have to link your Chime Debit card to your Cash App account.
Cash App is just a payment platform, it is not a bank so you must connect it to some kinda bank account to fund your Cash App payments, so if a Cash Advance App gives you a prepaid card you can link it to Cash App and make that account a primary funding source for Cash App.
You can get up to $200 Cash Advance on Chime.
Does Albert Work With Cash App?
Albert will also give you Cash Advance if you link this app to a standard bank account in which you receive your paycheck. Albert doesn’t support prepaid cards or cash cards.
Albert is a great option and this Cash Advance App works with Cash App very well. If you have an Albert Savings account with a Card, you can link this Card to your Cash App wallet and then move the funds to Cash App.
You can easily Cash Out your funds to Albert’s account. Check out how Cash Out works on Cash App.
Not all cards are supported by Albert Instant, following is the list of Cards that are not supported by Albert Instant:
- Netspend
- Walmart Money
- BankMobile Vibe
- Card.com
- Go2Bank
- AccountNow Prepaid Visa
- American Express Reserve
- Money Network Pay Card
So you can see Cash App card is not listed in the list above, hence you can link your Cash Card to Albert and transfer funds seamlessly.
How to Use Cash App Borrow?
If you don’t like to have multiple apps on your device, or you just don’t trust your financial data with all of these Payday Loan Apps, I have a piece of good news for you. YOu can now get Cash Advance on Cash App too.
Cash App has recently announced its own borrow feature, you can secure an instant loan of up to $200 on Cash App without paying any interest. There are no late fees on Cash App loans.
You can return the money anytime you receive your paycheck or funds to your Cash App account. Cash App however charges a flat 5% fee to borrow. So if you are borrowing a $100 cash advance, you will have to return $105.
Here is how you can get Cash Advance on Cash App using the Borrow feature.
- Launch Cash App
- Tap on the Balance or Banking tab located in the bottom left corner of the Cash App
- Then head over to the “Banking” option
- Tap on “Borrow”
- Enter the amount that you want to borrow
- Read the user agreement
- Accept the cash advance
Learn more about Cash App Borrow feature in this article if you are unable to find the Cash App Borrow option.
Verdict
Now that we know, it is not possible to link your Cash App account directly to any Cash Advance App, but there are workarounds that you can use to transfer funds from Cash Advance apps to Cash App and vice versa.
Many of the Cash Advance Apps work with Cash App in this way. I hope you got the answer to the questions that you were looking for.
If you have any questions please share them in the comments below.
Cheers…